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For most, gambling is about a few hours of fun at the slots, a weekly card game with friends, or the occasional flyer in the stock market. But for some, there’s a dark side: addiction that leads to personal and financial ruin.
The National Council on Problem Gambling reports about 1 percent of the U.S. adult population, or 2 million people, meet the criteria for pathological gambling: “increasing preoccupation with gambling, a need to bet more money more frequently, restlessness or irritability when attempting to stop, ‘chasing’ losses, and loss of control manifested by continuation of the gambling behavior in spite of mounting, serious, negative consequences.”
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1. You can’t stop

Just as an experienced poker player knows when to “hold ’em or fold ’em,” those who gamble for fun limit themselves and their bets. Compulsive gamblers struggle with both the time and money they’re spending. Betting takes over their life, and they find themselves constantly wagering. They try to quit, but can’t.

2. You gamble with money you can’t afford to lose

Problem gamblers don’t stop with “fun money” set aside for betting. They use money budgeted for bills, savings, or their kids’ education. Sometimes they squander not just their last penny, but borrowed money as well.
The psychologist Stacy interviewed said one of his patients had borrowed money from sources so unsavory, he’d put his family’s safety at risk.

3. Your bets go beyond entertainment

Recreational gamblers play for fun and spend a few dollars to have a good time. Gambling addicts place bets for reasons other than entertainment, often trying to escape anxiety or other problems. Whatever issues you face, gambling isn’t the solution.
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4. You attempt to recover losses by gambling more

Have you repeatedly tried to get back money you’ve lost gambling by betting more? Problem gamblers may see more betting as the solution to financial loses rather than what it is – throwing good money after bad.

5. You gamble with more and more money

Like many addictions, pathological gambling can start small. But problem gamblers won’t be content keeping the stakes low or setting limits. They need to bet more and more to experience the rush.

6. You go to extremes to find money to gamble

Pathological gamblers don’t stop gambling when their bank account runs dry. Instead they go to extremes to find more money. While this may stop with borrowing, some problem gamblers resort to theft, forgery, or other crimes to feed their habit.

7. You put gambling before more important things

Problem gamblers allow their habit to take priority over other parts of their lives. A gambling addict might skip watching her child’s soccer game or miss time at work to hit the casino. Careers are put on the back burner and relationships deteriorate at the expense their habit.
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8. Gambling negatively affects your emotions

While gambling can be an exhilarating experience, addicts might experience emotions signaling a problem, including:

• Frustration or irritation when you’ve tried to quit and failed
• Feelings of remorse
• A decrease in ambition
• An urge to celebrate an unrelated event by gambling

In addition to these warning signs, test if you’re addicted to gambling on the Gamblers Anonymous website.
If you believe you’re addicted, there are steps to help you quit. Taking early action is the key to salvaging your job, relationships, and bank account.

How to treat a gambling addiction

1. Admit you have a problem

Gambling is like any addiction: The first step is to admit you have a problem. Experts say treatment won’t be effective if the addict can’t take this important first step. Admitting to the problem means you’re ready to make an effort to stop.

2. Get support

Gambling addictions are hard to fight alone. Family and friends can be a good source of support, and Gamblers Anonymous can help recovering addicts share their experiences and find encouragement.

3. Avoid temptation

Addicts have to avoid environments that lead to gambling. Stay away from casinos, race tracks, poker games, or anything else that might remind or tempt you. Cut bad influences out of your life.
Take away sources for financing your habit by giving your spouse or someone else control of your money. If you’re using credit cards to fund your habit, cut them up and close the accounts.
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4. Replace gambling with something positive

Find a replacement activity or hobby. Whether it’s jogging, rock climbing, or fly fishing, find something to take the place of gambling.

5. Seek professional help

The intensity of treatment for gambling addiction varies case-by-case. Up to 70 percent of those with gambling addictions may have other psychiatric conditions, making additional treatment necessary.
Psychotherapy may be a part of treatment, and medications are sometimes prescribed that help reduce the urge to wager.
Certified Gambling Counseling is available through the National Counsel on Problem Gambling – something often recommended in addition to Gamblers Anonymous and family support.
Bottom line? Gambling comes in many forms, from a $2 lottery ticket to a $200,000 stock market bet. While there’s nothing wrong with the occasional wager, when it starts negatively impacting your life, take control of the problem before it takes control of you.
Have you or someone you know dealt with a gambling addiction? Share your experiences on our Facebook page.

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Whether you roll the dice, play cards or bet on the ponies, all your winnings are taxable. The IRS offers these six tax tips for the casual gambler.

1. Gambling income includes winnings from lotteries, raffles, horse races and casinos. It also includes cash and the fair market value of prizes you receive, such as cars and trips.
   
   
2. If you win, you may receive a Form W-2G, Certain Gambling Winnings, from the payer. The form reports the amount of your winnings to you and the IRS. The payer issues the form depending on the type of gambling, the amount of winnings, and other factors. You’ll also receive a Form W-2G if the payer withholds federal income tax from your winnings.Smartphone & iPhone Repairs Specialist, Bendigo iPhone 5 Repairs, Bendigo iPhone Repairs, Bendigo Samsung Galaxy Repairs, Bendigo Smartphones, Bendigo Smartphones photos, Bendigo Smartphones Reviews
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3. You must report all your gambling winnings as income on your federal income tax return. This is true even if you do not receive a Form W-2G.
   
   
4. If you’re a casual gambler, report your winnings on the “Other Income” line of your Form 1040, U. S. Individual Income Tax Return.
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5. You may deduct your gambling losses on Schedule A, Itemized Deductions. The deduction is limited to the amount of your winnings. You must report your winnings as income and claim your allowable losses separately. You cannot reduce your winnings by your losses and report the difference.
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6. You must keep accurate records of your gambling activity. This includes items such as receipts, tickets or other documentation. You should also keep a diary or similar record of your activity. Your records should show your winnings separately from your losses.
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To learn more about this topic, see Publication 525, Taxable and Nontaxable Income. Also, see Publication 529, Miscellaneous Deductions. Both are available at IRS.gov or by calling